Smart capital for
ambitious enterprises
NEI FINANCE provides independent credit advisory and capital solutions for SMEs, mid-market companies, and institutional investors. Transparent terms, fair rates, partnership approach.
Business credit solutions
Tailored financing options designed to match your actual cash flow and growth trajectory.
Working capital
Flexible facilities for seasonal demands, supplier payments, and operational cycles. From £10k to £2M.
Commercial mortgages
Property acquisition, refinancing, and development finance. Terms up to 25 years.
Asset finance
Equipment, vehicles, and machinery financing with competitive fixed terms.
Invoice finance
Release cash tied up in unpaid invoices — same-day funding available.
Debt advisory
Restructuring, refinancing, and lender negotiation across 30+ partners.
Growth capital
Unsecured and secured facilities for expansion, acquisitions, and new projects.
Independent. Transparent. Human.
We are an independent firm helping businesses navigate complex credit structures. Our mission is to provide transparent, data-driven guidance that balances growth potential with capital preservation.
What's happening in credit
Key trends and data every business owner should know about financing.
Rate environment 2025
Active covenant monitoring and liquidity buffers define outperformance. Fixed-rate options are becoming increasingly attractive.
Credit dispersion
Widening spreads create alpha opportunities for fundamental credit selectors with rigorous underwriting.
Private credit outlook
Illiquidity premiums remain compelling, but documentation quality and collateral coverage are critical.
Frequently asked questions
Clear answers about our credit services.
Ready to grow your business?
Speak with a credit specialist about your financing needs — no obligation, just clear advice.
Interpark House, 7 Down Street, LONDON, W1J 7AJ, United Kingdom